Key Achievements
Average Cost of Subsidized Financing
| Stage | First stage | Second stage | 2024 annual average | 2025 annual average |
|---|---|---|---|---|
| Value | 0% | 0% | 0% | 0% |
Operating Revenues (SAR)
Operating revenues exceeded the annual target, reaching approximately SAR 0 compared to a target of approximately SAR 0 , with an achievement rate of 0%.
Return on Investment (ROI):
The investment portfolio achieved a return rate of 5.11% during the year 2025
Key achievements of the Treasury sector during 2025:
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Investment policy update project.
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Signing agreements for real estate investment portfolio management and private portfolios for local equities.
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Enhancing allocation in long term strategic investments.
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Diversifying investment risks by increasing allocation in the local stock market.
Investment Performance:
The investment portfolio achieved a return rate of 5.11% during the year 2025 compared to 5.42% for the year 2024. The decrease in return is in line with the decline in interest rates for investment deposits and Sukuk in the financial markets.
Collection:
Within the framework of enhancing the financial sustainability of the REDF, focus during 2025 was placed on raising the collection efficiency of the direct lending portfolio as one of the strategic pillars of financial performance. Accordingly, services provided to beneficiaries were developed, databases were updated, and collection processes were automated. This was accompanied by providing new payment channels, intensifying collection campaigns, and launching the early repayment discount program. These collective efforts contributed to raising the collection rate, reducing default rates, and achieving set targets, as showcased in this report through the key loan collection achievements for 2025.