Key Achievements
Highlights of Communication Campaigns
During 2025, the REDF launched more than 16 diverse communication campaigns to raise awareness among housing support program beneficiaries regarding financing solutions and enablers for homeownership.
- Dream Home (Bayt Al-Omr)
- Solutions that Support You (Huloul Tesnedak)
- Ownership Solutions and Options
- Early Repayment Services (Pay Now / Saded Al-Heen)
- Financing Solutions and Advantages (It Makes a Difference / Tefriq Ma’ak)
- #Your_Opportunity_Has_Come_And_More
- Awareness Campaign (Your Understanding is Enough / Fahmak Kefayah)
Key Agreements And Memorandums of Cooperation Concluded by the REDF
During 2025, the REDF continued to expand its network of partnerships with government entities, the financial, investment, and technical sectors by signing an integrated package of agreements and memorandums of understanding covering various stages of the housing value chain. These partnerships included developing financing programs and additional support, financing off plan sale projects, enhancing financial sustainability, activating digital solutions, data exchange and analysis, and improving collection and operational efficiency, in addition to developing institutional and investment capabilities.
Information on The REDF's Financial Performance
By the end of 2025, the REDF maintained a strong capital base, with authorized capital reaching approximately SAR 190.9 billion and paid up capital reaching approximately SAR 180.2 billion.
Financial Sustainability
The REDF pursues financial sustainability through a renewable financing ecosystem based on diversifying income sources, innovating real estate investment opportunities, and maximizing resource investment efficiency. This is alongside establishing partnerships with the private sector, developing the investment portfolio within a risk management framework, and improving operational spending efficiency to ensure the sustainability of its role in enabling families to own homes.
The most significant activities implemented by the REDF in the field of real estate investment include:
Creating investment opportunities with financial companies across various regions of the Kingdom, with a total fund volume of 1.21 Billion Saudi Riyals . These funds are expected to contribute to developing and providing more than 1,500 housing units, supporting the growth and sustainability of the housing supply.
Launching the "Supply Chain" product during the first quarter of 2025, aimed at supporting real estate developers by paying for construction materials and supplies from suppliers.
Signing an agreement to acquire the National Financing Support Services Company by purchasing the National Housing Company's (NHC) shares in the company, supporting institutional integration and enhancing the financing ecosystem.
Signing an investment portfolio management agreement with Jadwa Investment, aimed at directing investments toward high feasibility real estate investment funds.
Communicating and working with 10 financial companies to discuss and review real estate financing and investment opportunities in the local market.
Currently working with external asset managers to invest in real estate funds.
Working in cooperation with the Ministry of Housing to issue REDF real estate financing indicators for the economic bulletin through the "Balady" platform.
Signing memorandums of understanding with several financial entities at the Cityscape 2025 Exhibition to enhance cooperation in real estate investments and increase available opportunities.
Supporting real estate financing companies by providing subsidized liquidity aimed at supporting the cost of real estate financing for individuals, totaling SAR 0, resulting in 0 real estate financing contracts with an average amount of 0 per contract.
The Real Estate Developer Empowerment Program supported real estate development companies, with facilities totaling SAR 0 approved to establish 0+ real estate projects with a total of 0 housing units, enhancing the supply of residential products in the market and supporting ownership targets.