Executive Summary

Executive Summary

Financial Statements

Financial Performance and Sustainability

Collections

0 Billion

Paid-up capital, while authorized capital remained fixed at SAR 190.9 billion

0 %

Annual average cost of subsidized financing

0 Million

Total approved budget with an expenditure rate of 99.99%

0 %

Value of collected amounts exceeding the annual target

0 Million

Operating revenues exceeding the target by 120%

0 Million

Investment revenues exceeding the target by 133%

0 Million

Total revenues exceeding the target by 129%

0 %

Return on investment rate after investment revenues

0

Collection performance, exceeding the annual target of SAR 5.681 billion

0 Million

Collected through the activation of the Early Repayment Discount Program

0

Beneficiaries who completed full loan settlements in 2025

Human Capital

Manpower Status and Development

0 Employees

Total enrollees in leadership and technical courses and professional certifications, against a target of 715 employees, representing an achievement rate of 125%

0 Employees

Employees obtained various professional and specialized certifications

0 Positions

Number of approved positions at the REDF, of which 950 positions are filled (86%), all held by Saudi nationals

Work Environment Quality Index

0 %

Work environment quality score of 78% against a target of 76%, reflecting a stable and attractive organizational environment that supports sustainable performance and strategic objectives

Subsidiaries

%0 REDF ownership percentage
Damanat

The Saudi Mortgage Guarantees Services Company “Damanat” aims to expand access to mortgage financing through credit default guarantees and support for developer financing, while enhancing the secondary market and providing specialized insurance products for the real estate financing and development sectors.

%0 REDF ownership percentage
National Financing Support Services Company

The National Financing Support Services Company (NFSSC) is the first company licensed by the Saudi Central Bank to provide support services to financing entities, offering innovative operational and technical solutions that enhance sector efficiency.